Agency Underwriter and Portfolio Manager II - Affordable Housing

* Fully understands the procedural aspect of underwriting Agency multifamily loans from application to delivery and can accurately detail this out to stakeholders within the deal team* Navigates and problem solves deals through underwriting process with minimal oversight* Identifies waivers/risks associated with the transactions and provides mitigated recommendation to discuss with their manager* Provides analysis of Borrowers and Guarantors on deals, including organizational structures, financial and real estate schedule analysis* Independently complete property inspections and lease audits that conform to Agency requirements* Reviews third party reports to conform to Agency requirements* Presents fully completed and analyzed narratives with supporting risk mitigation to their manager* Higher level external exposure to borrowers and lender counsel* Ability to oversee the deal due diligence process and lead due diligence calls with borrowers.* Ability to collaborate with internal and external participants and partners to meet deadlines* Shows ability to oversee, train and increase their own efficiency through the use of Analysts/Senior Analysts* Review work of analyst/senior analysts assisting on deals and prescreens* Develops and presents ideas for policy and process improvements to their manager and platform stakeholders* Works on special projects as deemed appropriate by their manager* Participates in structuring deals with manager and production to broaden product knowledge* Develops and foster relationships with Agency counterparts* Understands Fannie Mae/Freddie Mac products with an ability to underwrite all product types, including fixed, floating, and supplementals* Bachelor's Degree or Military Experience* At least 5 years of experience in credit underwriting, portfolio management, or asset management.* At least three years of Commercial Real Estate Agency underwriting experience with knowledge of affordable housing (inclusive of LIHTC and Section 8), and experience reviewing regulatory agreements and real estate tax abatements* Knowledge of Fannie Mae/Freddie Mac affordable loan products* Experience with Google Suite and/or Microsoft OfficeCapital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the . Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level. #J-18808-Ljbffr