Card Vertical Risk Manager, Card Ability to Pay and Credit Bureau Data - Senior Associate

Overview

Card Vertical Risk Manager, Card Ability to Pay and Credit Bureau Data - Senior Associate

The Card Vertical Risk Manager (VRM) role will support Card leadership in the primary areas of Ability to Pay and Credit Bureau Data . The Card Risk role supports senior leadership in the Card Data Models Decisioning and Credit (DMDC) organization. This person will function as a key partner in supporting high visibility and critical risk management activities across multiple lines of defense, such as product and process risk assessments, audits and exams, new intent delivery, control advisory, and more.

The ideal candidate is an individual who will take ownership in executing these risk management activities, with the support and guidance of an experienced vertical risk manager. Finally, this individual needs to have a growth mindset and be willing to experience and learn new activities.

Responsibilities and Duties:

• Executing critical risk management activities both with and independent of vertical risk managers

• Coordinating, influencing and negotiating priorities with teams to ensure well managed goals/timelines are met; escalating when appropriate

• Establishing strong interaction models and relationships to collaborate and consult with key stakeholders

• Collecting data and information, and using analytics and reporting to develop risk transparency to senior leadership and executives across the division

• Developing strong business acumen to appropriately represent the business to 2nd and 3rd line partners

• Developing and maintaining formal process documentation including procedures, playbooks, and process flow diagrams that demonstrate the well managed infrastructure

Here’s what we’re looking for in an ideal teammate:

• You are a learner who seeks to understand a business area, its processes, risks and control environment

• You challenge the status quo but move quickly to pragmatic solutions

• You create energy and an environment that fosters trust, collaboration, and belonging.

• You possess a relentless focus on quality and timeliness.

• You adapt to change and are intellectually curious. You like to ask questions, and test assumptions.

• You have the capacity to deliver high quality work and effectively prioritize within a dynamic environment.

• You develop influential relationships based upon shared risk objectives.

• You do the right thing and lead by example.

Basic Qualifications:

• High School Diploma, GED or equivalent certification

• At least 1 year of experience in Risk Management

• At least 1 year of Project or Process Management

• At least 1 year of experience reporting and analyzing data

Preferred Qualifications:

• Bachelor’s Degree or military experience

• 2+ years of experience in Project or Process Management

• 2+ years of experience in Presentation or Communication

• 1+ years of experience in Change Management

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

McLean, VA: $96,500 - $110,100 for Sr. Risk Associate

Richmond, VA: $87,700 - $100,100 for Sr. Risk Associate

Riverwoods, IL: $87,700 - $100,100 for Sr. Risk Associate

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website . Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.

No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at [email protected] . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to [email protected]

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Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).