Junior Credit Analyst
- Oversee the review of financial, collateral, and other related documentation used to evaluate commercial loan requests to approve or deny applications for credit.
- Participate in credit approval process; monitors adherence to loan policy, ensures accuracy of risk rating system, ensures effective evaluation and administration of collateral.
- Be responsible for the completion of financial spreads and analysis; credit approval and memo review for loan presentations in conjunction with Commercial Bankers, all in an independent and objective manner.
- Maintain a continuing and informative record of data from which lending officers may make fully informed loan decisions; spreads and analyzes, historical and projected financial statements, tax returns, and other pertinent financial information to determine overall financial performance, condition, and creditworthiness of Borrower and other obligors; reviews credit files for documentation and exceptions, submits periodic exception reports; and engages in effective and timely communication regarding credit considerations and issues with Credit Administration and Commercial Bankers.
- In addition to handling the normal flow of transactions, this position will also assigned to handle complex transactions.
- Bachelor’s Degree in finance, accounting, economics or related field from an accredited four-year college or university
- Experience in or exposure to commercial credit analysis and underwriting
- Understanding of balance sheets, income, and cash flow statements
- Proficiency with Microsoft Suite including Word and Excel
- Formal Credit Training
- Sound credit and analytical skills
- Ability to learn internal bank systems and additional software applications
- Strong combination of interpersonal communication skills, analytical and decision-making skills, with the ability to make recommendations and offer solutions
- Medical
- Dental
- 401K Retirement Plan with an Employer Match
- Vision
- Employee Assistance Program
- Flexible Spending
- Transit Reimbursement
- Dependent Day Care
- Long Term Care
- Paid Time Off
- Life and Disability Coverage
Recommended Jobs
13617 - In House Temporary - Sr. RPO Recruiter - Onsite Colonial Heights, VA
Together we change lives. Kelly is a team of experts driven by our belief that the impact of the right person in the right job is limitless. No matter where you are in your career journey y…
Survey Technician Richmond, VA
Blew & Associates, P.A. is a leading national firm specializing in land surveying, engineering, and environmental services, boasting over 130 years of industry experience. We are seeking a Survey Cre…
Alterations Specialist
BEST. JOB. EVER! ~Minimal weekday hours required (join for weekends only!) ~Generous Team Member discount ~$400bonus for every referral hired with NO LIMIT* ~Competitive hourly pay rates & te…
Systems Interoperability Tester, Senior
Systems Interoperability Tester, Senior Position Description CGI Federal has an exciting opportunity for a Systems Interoperability Tester within our Intel sector advancing the national security…
Crane Operator
ProLift Rigging is a privately owned, purpose-driven industrial construction company that has a unique, opportunistic, and growth-oriented culture. OUR PURPOSE To acknowledge and gl…
Account Executive
Exceptional Service, Endless Improvement, Passionate People, and Honest and Forthright. Guided by our values, we foster a culture of growth, balance, and belonging where every team member can thrive…
RMA - Mayflower on Main Assisted Living
&##128226; Now Hiring: Registered Medication Aide (RMA) – Assisted Living Facility 7p-7a afternoon & overnight needed immediately! Are you a compassionate, reliable, and dedicated professional loo…
Customer Service Specialist (Entry Level)
Customer Service Representative 1 year Contract Virginia (100% on-site) Summary: Provide front-line support to customers by phone and email, resolve inquiries and complaints, maintain accur…
Rigger/Millwright
ITAC serves Process & Industrial clients with integrated engineering and construction services for complex capital projects. We also offer specialty services including power systems services and prod…